"United First Financial, its independent agents and subsidiaries provide Web-based software and support services. United First Financial does not provide accounting, tax, legal, real estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party and which are not included in the Money Merge Account™ Limited Guarantee."